Welcome to A Change of Plans!

This is a place for me to share stories about my travels and adventures around the world. I hope you enjoy reading these stories as much as I enjoy sharing them, and if you’re planning to travel to any of the same places, maybe you’ll find some useful information, too. As the title suggests, not all things go according to plan, but that’s just part of what makes for memorable experiences.

Who am I?

My name is Lloyd Alton Hall (call me Alton), and I grew up in the mountains of Eastern Kentucky as the oldest child of a big loving family of six kids. I dropped out of college and got a lot of life experience in a variety of random jobs before finally finishing my math degree and starting a real career as an actuary in 2008. As soon as I finished all the education requirements for the highest actuarial credentials (I’m a Fellow!), I started taking every opportunity I could to travel and experience new places. I started this blog with my trip to India in 2014.

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